Privacy Policy

SpendGenie is committed to protecting the information of those who register to use it (“Users” or “You”). This Privacy Policy describes SpendGenie’s privacy practices regarding such information.

Information we collect

We may collect the following categories of Personal Information, including but not limited to:

  • Registration information:

    When you register for the Service, you will be asked for basic registration information, such as an email address.

  • Identification information:

    You may also be asked to provide identification information including your first and last name, business name, email address, general health information, risk tolerance, and age.

  • Technical and navigational information:

    We collect information about your interaction with our Site such as computer browser type, pages visited, average time spent on our Site, IP address, unique identifier of the device, operating system version and app version.

  • Other information:

    We may request or receive other information such as feedback, questions, comments, suggestions, or ideas to provide you with other benefits or to improve upon the Service. In such instances, you will be given the opportunity to provide or decline providing such information.

How we use the information we collect

We use Personal Information to respond to your inquiries about our Services; analyze Site usage and improve the Services provided through the Sites; deliver to you any administrative notices or alerts and communications relevant to your use of the Services; offer you other products, programs, or services that we believe may be of interest to you; and troubleshooting problems, analysis of user behavior, marketing and promotions; detect and protect against errors, fraud, or other criminal activity.

How we disclose Personal Information

We will not, without your permission, sell, publish, or share Personal Information to third parties for their marketing or other purposes, except that we reserve the right to share or disclose Personal Information (1) with regulatory, governmental or law enforcement authorities to respond to subpoenas, court orders, or legal process, (2) to investigate, prevent, defend against, or take other action regarding violations of our site, illegal activities, suspected fraud, or situations involving potential threats to the legal rights or physical safety of any person or the security of our network, Sites or Services, (3) to respond to claims that any posting or other content violates the rights of third parties, (4) in an emergency, to protect the health and safety of our Sites’ users or the general public, or (5) as otherwise required by any applicable law.

We may share your Personal Information with our employees and third party service providers to enable them to assist in fulfilling the requests you make or the transactions you conduct via the Site, including the operation of certain Site functions and Services (e.g., our email service providers, and payment processors). Our employees and the third parties acting on our behalf that are given access to your Personal Information are contractually obligated to protect this information and only use it to provide their services.

We may use third party service providers to help us analyze certain online activities. For example, these service providers may help us measure the performance of our online promotions or analyze Site activity. We may permit these service providers to use cookies and similar technologies to perform these services. For example, we may use service providers such as Google Analytics on parts of the Site to determine age, gender, interest and other data to better serve our customers.

How we use cookies and similar technologies

To help operate the Site, enhance your experience, and collect information about online activity, we may place small data files on your computer or other device. These data files may be in the form of cookies, pixel tags, local shared objects, or other similar technologies. Cookies and similar technologies enable us to personalize our Site and Service for you. These technologies may allow us to store and manage your preferences and settings, measure and analyze how you use our Site and effectiveness of our communications, offer targeted products, programs and services, and help us improve our products, services, and security.

You can generally accept or decline the use of cookies through a functionality built into your web browser. Please note that if you do elect to disable your web browser’s ability to accept cookies, you may not be able to access or take advantage of many features of the Site.

Do Not Track notice

Because there is not yet a consensus on how companies should respond to web browser-based do-not-track (DNT) mechanisms, we do not respond to any browser-based DNT signals.

Links to Other Websites

This Privacy Policy applies only to the Site. This Site may contain links to other web sites not operated or controlled by SpendGenie (the “Third Party Sites”). The policies and procedures we described here do not apply to the Third Party Sites. The links from this Site do not imply that SpendGenie endorses or has reviewed the Third Party Sites. We suggest contacting those sites directly for information on their privacy policies.

Protection of Personal Information

We have security practices and procedures in place to prevent unauthorized use or access to Personal Information.  Within SpendGenie, Personal Information is only available to those individuals requiring access to service your account.  We follow generally accepted industry standards to protect the Personal Information submitted to us. However, no method of transmission over the Internet, or method of electronic storage, is completely secure. Therefore, while we strive to use commercially acceptable means to protect Personal Information, we cannot guarantee its absolute security. If you have any questions about security on our Site, you can email us at more information about our security protocols, please see our Security Statement.

Changes to Personal Information

You may access, review, and update much of the information you have submitted to us at any time via the Site.

You may choose to close or request that we delete your account for the Service at any time. We will use commercially reasonable efforts to remove your information, although some information may be retained. For example, some information may be retained on a backup server or media, which is necessary to help ensure continued availability of our Service.

We retain Personal Information as long as necessary to provide the services you have requested. Additionally, we may retain Personal Information to comply with law, prevent fraud, resolve disputes, trouble shoot problems, enforce our Terms of Use, and as permitted by applicable law.