SpendGenie is a user-friendly tool that allows a person to estimate how much monthly income they can spend based on current available retirement assets and other guaranteed sources of monthly income. The recommended monthly spending incorporates the state of health of the retiree, investment strategy and future investment fluctuations that are adjusted each time SpendGenie is run. This allows SpendGenie to recognize actual spending varying from recommended spending and actual investment performance varying from expected. However, this site does not provide investment advice of any kind. In addition, this site does not consider any form of taxes that you may have to pay. While following the recommendations from this site, will generally ensure that your retirement funds will last your lifetime, there are situations where this will not be the case. An example of this is a total loss in the markets.

All sources within this site ("Source"), base their data input on sources believed to be reliable. However, no Source contained herein represents, warrants, or guarantees such completeness, accuracy or timeliness, and no Source shall have any liability to any party on account of any incompleteness of, inaccuracies in or untimeliness of any data provided hereunder, or for any delay in reporting such data.

All Sources expressly disclaim all warranties of fitness of all data, and computations and analysis thereof, for a particular purpose or use. In no event shall any Source have any liability of any kind for any damages even if notified of the possibility of such damages.